Wanting to purchase a new home, but are afraid of being turned down for a mortgage because you have too much debt? The Lending House can help - even if you have less than perfect credit. With our mortgage loans, you may get the mortgage you need to buy the home and payoff the debt you want.

Use our Buying Power Calculator to determine the monthly house payment you qualify for.

   Experienced lender
   Fast credit decisions


The main reasons for homeowners refinancing include lowering interest rates, lower monthly payments, and/or home improvements. By lowering the interest rate, the homeowner reduces interest cost of the loan. In addition, they often lower their monthly mortgage payments and the length of the mortgage. When a homeowner is looking to lower their monthly payments, this is done by getting a lower interest on their current mortgage or by consolidating their consumer debt with their mortgage. Often, homeowners look at doing home improvements to increase value and functionality for their families. Equity that you have been paying into the home, now can be a resource to help you get your improvements on the home done, avoiding the hassle of banks and finance companies.

Let us help you determine when the best time for refinancing is. Join our Rate Notification Service today, or take the next step and Apply Now.

   Lower monthly payment
   Reduce interest costs
   Consolidate credit card debt


Do you feel like you're sinking deeper and deeper into debt each month, after paying your bills? The Lending House knows what you need to get rid of high-interest credit card debt, car loans, or other bills that keep you from the things you want. Start today by using the equity in your home to consolidate monthly bills into one payment.

If you keep paying the minimum payments on your credit card bills - you will never get out of debt. Stop working for the credit card companies and start working for yourself again Remember what that was like?

Put our Consolidation Worksheet to work for you!

   Borrow up to 100% of your home's equity
   Save at tax time, interest may be tax deductible*
   Fast credit decisions
*Consult your tax advisor


Thinking about doing improvements on your home? You know it's going to cost you whether it's a new kitchen, a bathroom, or an addition. You might have not had enough time to save for it or want to hassle with the bank, then why not let The Lending House help you get the money you need to get the home improvements you want. Ask one of our mortgage specialists about our CASH OUT loans.

Use our Equity Calculatorto find out how much cash is available for your next home improvement project.

   Apply on-line
   Get the cash you need
   And the home you want





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